Admin screens

Choosing how buyers pay: COD, direct UPI, Razorpay or Cashfree

Compare cash on delivery, direct UPI and the Razorpay / Cashfree gateways — fees, payout time and effort — and switch from test keys to live keys safely.

On this page

Your options

You can use several at once: most stores start with direct UPI plus COD, and add a gateway as orders grow.

  • Cash on delivery — no setup, but more cancellations and returns, and you wait for the courier to pay you.
  • Direct UPI — buyers pay your own UPI ID. No fees; you check and confirm each payment yourself.
  • Razorpay or Cashfree — cards, UPI, wallets and netbanking, confirmed automatically. A small fee per payment; money settles to your bank in a few days. Needs KYC with them.

How to choose a gateway

  • Compare the per-payment fee and payout time on each gateway's own pricing page — they change.
  • Check which one approves your business type quickly.
  • Both connect the same way in Slaby: Settings → Payments, paste the keys, save.

Go live without mistakes

  1. 1. Test with test keys first

    Razorpay test keys start with rzp_test_; Cashfree uses its sandbox. No real money moves.

  2. 2. Finish KYC, then create live keys

    In the gateway's dashboard

    Live Razorpay keys start with rzp_live_; Cashfree needs Production selected.

  3. 3. Paste the live keys and the webhook secret

    Settings → Payments

    The webhook confirms payments even when the buyer closes the page early.

  4. 4. Place one small real order

    Pay it yourself, check it shows as paid, then refund it from the gateway.

हिन्दी में

शुरुआत में डायरेक्ट UPI (बिना फ़ीस) और COD काफ़ी है। ऑर्डर बढ़ें तो Razorpay या Cashfree जोड़ें — ये कार्ड और UPI लेते हैं और पेमेंट अपने-आप कन्फ़र्म करते हैं। पहले टेस्ट keys से जाँचें, KYC के बाद live keys और webhook secret डालें, फिर एक छोटा असली ऑर्डर करके देखें।

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